Need help? Call us on
Michelle Cole
Michelle Cole
Mortgages

Michelle is our Head of Mortgages. She joined the Society in 2012 and has brought a fresh perspective on the market to the Society.

Gwenneth Bowie and Anna Hobson
Gwenneth Bowie and Anna Hobson
Mortgages

Michelle has the support of her team of Mortgage Advisors Gwenneth Bowie and Anna Hobson

Hannah Coulthard
Hannah Coulthard
Mortgages

Hannah joined the Society in 2014 and assists the mortgage department in all areas of administration

Looking for a mortgage?

Can we help?

Here at Penrith Building Society we can be flexible with our approach to lending but have a responsibility not to lend people more than they can afford. However, unlike some of our competitors, we also believe in providing you with a personal, tailor-made service, something that our customers find refreshingly rare in the present day.

All through the life of the mortgage, you can expect to be able to contact a real person who will be able to assist you. Meet our mortgage team on the left. There are two main types of mortgages we offer:

1
Repayment Mortgages:
With this loan the borrower makes repayments of capital and interest each month. Assuming that there are no changes in interest rates during the term of the mortgage, the monthly repayment figure will remain constant. However, interest rates are variable, and if they change borrowers are personally notified of the revised rate and new repayment due.
2
Interest-only Mortgages:
With this loan the borrower makes repayments of the interest only to the society each month. Repayment of the capital could be via any of the following; an endowment policy, a pension plan policy , an ISA or other investment vehicle.

Would you like a enquire about a mortgage? click here

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Download Tariff of Mortgage Charges »»

Download Complaints Procedures »»